/* ============================================================
   THE MINDFUL MORTGAGE — shared site shell
   Brand tokens, base styles, nav header, footer, buttons.
   Linked by every page. Edit once, applies everywhere.
   ============================================================ */

:root{
  --ink:#1f1b1a;
  --ink-soft:#6b5f5d;
  --ink-deep:#161312;
  --paper:#faf6f4;
  --rose:#c9a3a1;
  --rose-soft:#f2e6e4;
  --rosewood:#9c625e;
  --line:#ece1de;
  --maxw:1120px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Hanken Grotesk',-apple-system,BlinkMacSystemFont,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5,h6{font-family:'Lora',Georgia,serif;font-weight:500;letter-spacing:-.01em;line-height:1.14;color:var(--ink-deep)}
a{color:inherit}
img{max-width:100%;display:block}

/* ---------- HEADER / NAV ---------- */
.site-header{background:var(--ink-deep);position:sticky;top:0;z-index:100}
.nav-wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(16px,4vw,40px);
  display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none}
.brand-mark{height:36px;width:auto}
.brand-name{font-family:'Lora',Georgia,serif;color:#fff;font-size:1.1rem;font-weight:500;letter-spacing:.005em;white-space:nowrap}
.brand-text{display:flex;flex-direction:column;line-height:1.14}
.brand-sub{font-family:'Hanken Grotesk',sans-serif;color:#b9a8a3;font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;white-space:nowrap;margin-top:3px}
.nav-menu{display:flex;align-items:center;gap:26px}
.nav-menu a{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;transition:color .15s}
.nav-menu a:hover{color:var(--rose)}
.nav-dropdown{position:relative}
.nav-dropbtn{background:none;border:none;color:#fff;font-family:inherit;font-weight:600;font-size:.95rem;cursor:pointer;display:flex;align-items:center;gap:5px}
.nav-dropbtn:hover{color:var(--rose)}
.nav-dropcontent{position:absolute;top:calc(100% + 4px);left:50%;
  background:#fff;border:1px solid var(--line);border-radius:12px;padding:8px;
  min-width:210px;box-shadow:0 16px 40px rgba(22,19,18,.18);
  opacity:0;visibility:hidden;transform:translate(-50%,6px);transition:opacity .15s,transform .15s}
.nav-dropdown.open .nav-dropcontent{opacity:1;visibility:visible;transform:translate(-50%,0)}
.nav-dropcontent a{display:block;color:var(--ink);padding:9px 12px;border-radius:8px;font-size:.92rem}
.nav-dropcontent a:hover{background:var(--rose-soft);color:var(--rosewood)}
.nav-btn{border-radius:10px;padding:9px 18px !important;font-size:.9rem !important}
.nav-btn-ghost{border:1.5px solid rgba(255,255,255,.4)}
.nav-btn-ghost:hover{border-color:#fff;color:#fff !important}
.nav-btn-rose{background:var(--rosewood)}
.nav-btn-rose:hover{background:var(--rose);color:var(--ink-deep) !important}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.nav-toggle span{display:block;width:24px;height:2px;background:#fff;transition:.2s}

@media(max-width:900px){
  .nav-toggle{display:flex}
  .nav-menu{position:fixed;inset:68px 0 auto 0;background:var(--ink-deep);
    flex-direction:column;align-items:flex-start;gap:0;padding:8px 0;
    border-top:1px solid rgba(255,255,255,.08);
    max-height:0;overflow:hidden;transition:max-height .25s ease}
  .nav-menu.open{max-height:80vh;overflow:auto}
  .nav-menu > a,.nav-dropbtn{width:100%;padding:14px clamp(20px,6vw,40px)}
  .nav-dropdown{width:100%}
  .nav-dropcontent{position:static;transform:none;opacity:1;visibility:visible;
    box-shadow:none;border:none;background:transparent;padding:0 0 8px}
  .nav-dropcontent a{color:#d7c9c5;padding-left:clamp(36px,9vw,56px)}
  .nav-dropcontent a:hover{background:transparent;color:#fff}
  .nav-btn{margin:8px clamp(20px,6vw,40px);display:inline-block}
}

/* ---------- SHARED BUTTONS ---------- */
.btn{font-weight:700;border-radius:12px;padding:15px 30px;text-decoration:none;
  font-size:1rem;display:inline-block;transition:transform .12s,background .15s,color .15s}
.btn:hover{transform:translateY(-2px)}
.btn-rose{background:var(--rosewood);color:#fff}
.btn-rose:hover{background:var(--ink-deep);color:#fff}
.btn-out{background:transparent;color:var(--ink-deep);border:1.5px solid #d9c7c3}
.btn-out:hover{border-color:var(--rosewood);color:var(--rosewood)}

/* ---------- FOOTER ---------- */
.site-footer{background:var(--ink-deep);color:#cdbfbb;margin-top:0}
.foot-wrap{max-width:var(--maxw);margin:0 auto;padding:clamp(40px,6vw,64px) clamp(16px,4vw,40px) 28px;
  display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:clamp(24px,4vw,48px)}
.foot-col .brand{margin-bottom:14px}
.foot-col p{font-size:.92rem;line-height:1.6;max-width:320px}
.foot-col h4{color:#fff;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px;font-family:'Hanken Grotesk',sans-serif;font-weight:700}
.foot-col a{display:block;color:#cdbfbb;text-decoration:none;padding:5px 0;font-size:.94rem}
.foot-col a:hover{color:var(--rose)}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);
  max-width:var(--maxw);margin:0 auto;padding:20px clamp(16px,4vw,40px);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}
.foot-legal p{font-size:.82rem;color:#9b8c88}
.foot-legal a{font-size:.82rem;color:#9b8c88;text-decoration:none}
.foot-legal a:hover{color:var(--rose)}
@media(max-width:760px){
  .foot-wrap{grid-template-columns:1fr;gap:28px}
  .foot-legal{justify-content:flex-start}
}

/* BRX brokerage mark in footer */
.foot-person{color:#cdbfbb;font-size:.95rem;margin-top:12px;font-weight:600;letter-spacing:.01em}
.foot-brx{margin-top:18px;display:flex;flex-direction:column;gap:7px;align-items:flex-start}
.foot-brx span{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:#9b8c88;font-weight:700}
.foot-brx img{height:30px;width:auto;opacity:.92}

@media(max-width:400px){.brand-name{font-size:1.02rem}.brand-mark{height:32px}.brand-sub{font-size:.56rem;letter-spacing:.1em}}

.site-header .brand-name{font-family:'Hanken Grotesk',-apple-system,sans-serif;font-weight:700;letter-spacing:0;font-size:1.14rem}

@media print{
  .site-header,.site-footer,.tmm-cta,.cta,.tmm-prog,.prog,[id$="-steplabel"],iframe{display:none !important}
  body{background:#fff !important}
}

/* Learning / article pages */
.article{background:var(--paper)}
.article-wrap{max-width:760px;margin:0 auto;padding:clamp(40px,6vw,80px) clamp(16px,4vw,40px)}
.article .eyebrow{font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--rosewood);font-weight:700;margin-bottom:12px}
.article h1{font-size:clamp(2rem,4.5vw,2.9rem);margin-bottom:16px}
.article .lead{font-size:1.18rem;color:var(--ink);line-height:1.6;margin-bottom:18px}
.article h2{font-size:1.5rem;margin:40px 0 14px}
.article h3{font-size:1.14rem;margin-bottom:8px}
.article p{color:var(--ink-soft);line-height:1.75;margin-bottom:14px}
.article ul,.article ol{color:var(--ink-soft);line-height:1.75;margin:0 0 16px 22px}
.article li{margin-bottom:8px}
.article strong{color:var(--ink-deep)}
.article a:not(.btn){color:var(--rosewood);font-weight:600}
.art-cta{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0 10px}
.upside-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:8px 0 10px}
.upside-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}
.upside-card p{margin:0;font-size:.96rem}
.opt-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:8px 0}
.opt-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.opt-card>p{font-size:.98rem}
.opt-card h4{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin:16px 0 6px;color:var(--rosewood)}
.opt-card .cons h4{color:#b4a39e}
.opt-card ul{margin:0 0 4px 20px}
.callout{background:var(--rose-soft);border-radius:16px;padding:22px 24px;margin:26px 0}
.callout h3{margin-bottom:6px}
.callout p{color:var(--ink);margin-bottom:0}
.callout .art-cta{margin-bottom:0;margin-top:14px}
.faq{margin:12px 0}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink-deep);padding:16px 30px 16px 0;list-style:none;position:relative;font-family:'Hanken Grotesk',sans-serif}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:13px;font-size:1.35rem;color:var(--rosewood);font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding:0 0 18px;margin:0;color:var(--ink-soft);line-height:1.75}
.learn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:10px}
.learn-card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;text-decoration:none;color:inherit;transition:transform .14s,box-shadow .14s,border-color .14s}
.learn-card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(31,27,26,.1);border-color:var(--rose)}
.learn-card p{color:var(--ink-soft);font-size:.95rem;margin-bottom:14px}
.learn-card .go{color:var(--rosewood);font-weight:700;font-size:.9rem}
@media(max-width:720px){.upside-grid,.opt-grid,.learn-grid{grid-template-columns:1fr}}