Mortgage Refinancing
Mortgage Refinancing FAQs
What are the benefits of refinancing my mortgage?
You could get a lower interest rate, consolidate your debt, change your term or get a different mortgage or tap into your home equity to finance those renovations you've been dreaming about.
Will I need to apply for refinancing?
Yes! You will have to re-qualify under the current rates and rules which may have changed since your current mortgage. But no need to stress, we can handle your application together.
How much of my home equity can I access through refinancing?
You can tap into up to 80% of the value of your home.
Is it hard to find a lender who will refinance my mortgage?
Not at all! Though your lender choice may be limited as you will not qualify for default insurance, refinances are very common and lenders fund them daily!
Use our free app to get pre-qualified or to calculate how much you can afford
More services
Credit Counselling
Struggling with debt? Credit counseling can help you take control of your finances.
Bridge Financing
Need a downpayment? Bridge financing can use your home equity to provide a downpayment.
Second Mortgages
Looking to get more out of your home? A second mortgage can help you leverage your equity.
Apply to refinance your mortgage today
Ready to refinance? Click the button below to submit an application. The application will take about 10 minutes total to complete, and partially completed applications can be submitted.