Private Lending
Having trouble getting approved for a mortgage?
Private lending provides solutions for people who may not get approved by a major bank.
Private Lending FAQs
Who should use private lending?
Private lending is a great solution for clients who are self-employed, are contract employees, have seasonal income, have trouble proving income, or lack some of the standard documentation.
Do private lenders charge higher rates?
Usually, yes! However, private lending is often a short-term solution used to fund tricky mortgages. If you use a private lender for your mortgage we will plan an “exit strategy” to get you into a mortgage with a lower rate.
Is private lending a last resort?
In a way, yes! We only consider private lending if you are not eligible for a mortgage with a more conventional lender (such as a big bank). That being said, private lending can be a great short-term solution.
What is a private mortgage lender?
A private mortgage lender is a bank alternative that uses money from investors to fund mortgages.
Use our free app to get pre-qualified or to calculate how much you can afford
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Mortgage Refinancing
Stuck in a bad mortgage? Refinancing can get you a better rate or term.
Apply for private lending today
Ready for a private mortgage? Click the button below to submit an application. The application will take about 10 minutes total to complete, and partially completed applications can be submitted.